A Purpose-built Digital Asset for Payments and Cross Border Transactions built on the TON Blockchain and usable via the Telegram app Wallet

Koinon is smashing the final barriers to simple, frictionless, cost effective and instant digital payments and transfers.

Layer 3

Any KOINON merchant, government or other enterprise user of KOINON’s payment platform, KOIN Pay.

Layer 2

KOINON does not compete with Layer 1 coins and tokens. It uses and customizes Layer 1 technology. This is how Koinon is able to solve the Blockchain Trilemma, balancing between decentralization, security, and scalability.

Layer 1

BITCOIN, ETHEREUM, CARDANO, LITECOIN and 98% of the all other coins and tokens

FACTS ABOUT THE ECOSYSTEM AND ITS DIGITAL ASSET (KOIN):

Designed and built to be a leading edge, global, cross border payment solution.

Enables a FinTech ecosystem that is inclusive of licensed financial institutions that are fully KYC and AML compliant.

Intentionally built and launched without an Initial Coin Offering and its associated legal issues.

125 million KOIN were produced
– no additional KOIN will ever be produced.

KOIN issued on TON blockchain went live on August 30, 2024, and can be stored, sent/received via TON blockchain wallets including the Telegram wallet, Tonkeeper, Tonhub, and others.

REASONS WHY KOINON IS THE PRESENT AND FUTURE OF DIGITAL PAYMENTS:

INSTANT: Telegram wallet send/receive is instant (non intra Telegram wallet transaxctions are processed in under 5 seconds) – BTC 60 minutes, ETH 6 minutes, ADA 5-10 minutes.

VERY LOW COST: Free transactions within Telegram app send/receive (outside of Telegram app KOIN transactions are $0.20 per trxn – BTC $20.00, ETH $30.00, ADA $0.6 per transaction.

SCALABLE: 103,000+ transactions per second – BTC 7 per second, ETH 20 per second, ADA (Cardano) 257per second, Visa 24,000 per second.

ULTRA SECURE: KOINON uses the TON Blockchain Validator (Notary) nodes in a shard processing format for network security to process KOIN.

NO MINING EVER: BTC consumes 0.5% of the world’s daily electricity production and 7x Google’s daily consumption.  Due to the TON Network sharding and Validatory node network, there is no mining involved to process KOIN transactions

APPLICATIONS:

Digital Asset investment. Instantly send and receive digital money anywhere, anytime.

B2B trade where transactions are priced in KOIN with U.S. dollar and other fiat settlement, particularly for Pan Africa and Emerging Markets where highly deflationary fiat and Dollar scarcity exist.

Digital retail, ecommerce, and omni channel Cloud Payments and API interface for partnerships and related applications.

Inter and intra enterprise and government payment and settlement platform.

McKinsey sees Africa fintech sales surging eightfold by 2025 

Africa’s financial-technology company revenue may soar to $30.3bn by 2025 – eight times higher than in 2020 – as a growing, young and under-banked population gets more access to internet, McKinsey & Co, said…

Coin

Time per
transaction

Cost per
transaction

Scale of
transactions

Koinon

0.003-0.008
second

$0.0001

40,000+ transactions per second

Bitcoin

60 minutes

$20

7 per second

Ethereum

6 minutes

$30

20 per second

Cardano

5-10 minutes

$0.60

257 per second

Visa/Master Card

3-5 seconds.
Settlement to merchant 48h

2.5-4% +20-50 cent

25,000 per second

the-koin
mobile2

The KOIN Pay App and Payment Platform support and enable:

• Remittances
• Merchant cloud payments
• KOIN transfer, send, receive and store

• Cross border payments

Play 2 Earn sub app with in app transfer providing in game tokens and enabling P2E solutions, which creates income, especially for young people.

Learn 2 Earn sub app with in app transfer. An L2E blockchain technology education platform via the Web (paying students to master Web 3.0 technology), including a Fantasy Digital Asset Portfolio program for L2E development of virtual asset trading.

Gamers are active communities of early adopters who fully embrace virtual assets

Their exposure to Koinon and use for in-game purchases and for cashing in and out of games are expected to…

Koinon Ecosystem Development

Koinon Ecosystem includes Market Knowledge Building, Training, and Education via Manera Schoool of Technology,
R&D and Project Implementations (Design, Build, Deploy, Operate) via Koinon Technology Services, Inc.,
and Stablecoin deployment initially across Africa via the Africa Stablecoin Initiative.

The Koinon Ecosystem

  1. The blockchain and virtual asset enable an ecosystem of ventures.
  2. Designed to be both investable as a digital asset and usable.
  3. The KOINON ecosystem is and will be fully regulated and fully KYC and AML compliant.
  4. No ICO – no legacy regulatory or legal issues.
  5. Institutions can purchase and sell KOIN via TON Blockchain DEXs including ston.fi and DeDust.io
  6. Partnership with Pan Africa & East Africa NGOs, Enterprise partners, Fintechs, Retail Financial Institutions, and others where Legal & Regulatory licenses and processes exist.
  7. ESG & CSR: No mining (ever) and its associated energy consumption.

KOIN Tech Inc.

KOIN Tech is Koinon’s technology developer and services vendor

  • Pure blockchain technology services and advisory company.
  • Exists to enable enterprise and government clients to use the Koinon ecosystem for payments and transactions.
  • Advisory for blockchain options, regulations, laws, and central bank payment/digital asset switch.
  • Advisor for Central Bank Digital Assets and Sandbox projects Enterprise clients: Stablecoins/dKoin.
  • Central Bank, FSA, and U.S. Securities & Exchange Commission compliant and regulated where possible.
  • No crypto currency finance, trading, or exchange operations.
  • Planning for U.S. NASDAQ listing.